Dental Implant Finance
Replacing Teeth, Changing Lives
The cost of your treatment should not prevent you from getting the dental care you need. At Erskine Dental Care, our flexible dental implant finance options can help you spread the cost of eligible treatment through manageable monthly payments. Even better, no deposit is required; you can finance your full treatment.
Finance is currently available from £1,500 to £30,000, with repayment terms of 12, 24, 36, 48 or 60 months, subject to status, affordability and eligibility. 0% finance is available over 12 months, while longer repayment terms are available at a representative APR of 12.9%.
Ask our reception team about your dental finance options.
Dental implant finance plans
You can choose from a range of repayment terms depending on your treatment cost and eligibility.
| Repayment term | APR |
| 12 months | 0% |
| 24 months | 12.9% APR |
| 36 months | 12.9% APR |
| 48 months | 12.9% APR |
| 60 months | 12.9% APR |
Finance is available for eligible treatment from a minimum spend of £1,500, up to £30,000.
No deposit required
No hidden costs
Finance is subject to status and affordability, and other eligibility criteria may apply.
We will confirm the repayment period and amount you can borrow as part of your individual finance agreement.
Spread the cost of your dental treatment
If you have received a treatment plan and would like to spread the cost, dental finance may allow you to pay through monthly repayments rather than paying the total treatment cost upfront.
Your dentist will first discuss your recommended treatment and associated cost with you before you decide whether finance is right for you.
Once you are happy with your treatment plan, our treatment co-ordinator, Teigan, can explain the available finance options and help you start your application with Tabeo.
Your individual loan agreement will set out the agreed terms of your borrowing, including a suitable repayment period, monthly repayments, interest and total amount payable.
How dental finance works
1. Discuss your treatment
Once you decide which option is best for you, our treatment co-ordinator will discuss costs and available finance options.
2. Choose your term
Choose from 12, 24, 36, 48 or 60-month repayment terms, subject to eligibility.
3. Apply online
Receive a secure link from our reception team and complete your Tabeo finance application online.
4. Receive your decision
Tabeo will assess your application. If approved, you will receive your individual loan agreement.
How much will I pay?
Your monthly repayments will depend on the amount you borrow, the repayment period and the applicable interest rate.
Representative example
A loan of £3,155.00 over 24 months would cost you £147.30 per month at a representative 12.9% APR.
| Finance details | Representative example |
| Amount borrowed | £3,155.00 |
| Term | 24 months |
| Representative APR | 12.9% |
| Monthly repayment | £149.82 |
| Total amount of credit | £3,155.00 |
| Total interest | £440.68 |
| Total amount payable | £3,595.68 |
This is a representative example. Your individual finance terms, including your monthly repayment and total amount payable, will depend on your application and will be confirmed in your loan agreement.
Who can apply for dental finance?
Finance is available for eligible treatment costing between £1,500 and £30,000.
Tabeo assesses your eligibility as part of the finance application. Finance is subject to status and affordability, and other eligibility criteria may apply.
Tabeo’s current terms state that finance applicants must meet its eligibility requirements, including:
- Being a UK resident or having the right to stay in the UK for at least 12 months
- Being aged over 18 and under 80
- Having a current UK bank or building society account
Tabeo also carries out credit and identity checks.
Teeth in a Day is suitable for many adults who have:
First, discuss your treatment with your dentist and agree on your treatment plan.
Once you are happy with your recommended treatment and its cost, our reception team can discuss the available finance options. If you decide to apply, you’ll receive an email containing a secure link to start your online Tabeo credit application.
You can complete the application at the practice or at home. Tabeo will ask questions about your circumstances, including your age, address, income and monthly expenditure. Tabeo will then assess your application and provide a decision.
Finance is currently available for eligible treatment from £1,500 up to £30,000.
The amount you can borrow depends on Tabeo’s assessment of your application, including its eligibility and affordability criteria.
You can apply for finance over 12, 24, 36, 48 or 60 months, subject to eligibility.
The 12-month option is available at 0% finance. The 24-, 36-, 48-, and 60-month options are available at a representative 12.9% APR.
Yes. 0% finance is available over 12 months for eligible treatment, subject to status, affordability and other eligibility criteria.
No. You don’t need a deposit for the finance options currently available through Tabeo. If you decide to pay a deposit, it will reduce your monthly payments.
Your individual loan agreement will confirm the specific terms of your borrowing.
0% finance means that no interest is charged during the applicable 0% finance period.
At Erskine Dental Care, the current 0% finance option is available over 12 months, subject to eligibility and the applicable terms.
The current APR for the 24-, 36-, 48-, and 60-month finance options is 12.9%.
The representative APR is not a guarantee that every applicant will receive the same finance terms. Your individual agreement will confirm the terms offered to you.
Tabeo’s current information states that monthly payments are collected from your UK debit card. Credit cards, including American Express, are not accepted for repayments.
Affordable monthly payments are taken once a month on a day you choose. The first payment is taken upfront, with at least 28 days between the first and second payments.
After your loan starts, you can change your payment day.
Yes. Tabeo carries out an initial soft credit check. If you choose to proceed with your loan offer, they then carry out a hard credit check.
A soft credit check does not affect your credit score, according to Tabeo’s current finance information.
Operation Overlord Limited, trading as Erskine Dental Care, is a credit broker, not a lender.
We will introduce you to one suitable lender based on your choice of loan.
Tabeo Finance Limited is the lender, where applicable, and its FCA reference number is 777539.
The lender and specific terms of your finance will be confirmed in your loan agreement.
Tabeo states that you will not be charged an additional fee for a missed payment. However, missed loan repayments can adversely affect your credit score.
If you miss a payment, you can log in to your Tabeo account and pay the outstanding amount. If you are having difficulty making repayments, contact Tabeo to discuss your circumstances and any available flexible payment options.
Yes, finance may be available for eligible dental implant work, subject to the cost of your treatment, your eligibility and Tabeo’s assessment.
Your dentist will discuss your treatment plan and total treatment cost with you before you apply.
Your individual loan agreement will specify whether your finance agreement is regulated and will set out the applicable terms and conditions.
Erskine Dental Care is a credit broker authorised and regulated by the Financial Conduct Authority.
Dental finance helps you spread the cost of eligible dental treatment through monthly repayments, subject to status, affordability and eligibility.
A dental care plan is a monthly membership that helps you budget for routine preventive care, such as dental examinations and hygiene appointments. Erskine Dental Care offers different payment plans depending on your dental care needs.
Finance and regulatory information
Operation Overlord Limited (SC707580) trading as Erskine Dental Care
Authorised and regulated by the Financial Conduct Authority (FRN 980395).
Operation Overlord Limited is a credit broker, not a lender. We will introduce you to one suitable lender based on your choice of loan.
Finance is subject to status and affordability. Terms and conditions apply. Other eligibility criteria may apply.
Tabeo Finance Limited is the lender, where applicable, and its FCA reference number is 777539.
For the specific terms of your borrowing and repayment plan, please refer to your individual Tabeo Loan Agreement.
What our patients say
Nothing tells the story better than the people who have lived it. As one of our patients, Mr Bateman, put it: “I wish I’d done it years ago.”
Read more real stories and hear Angela’s story in her own words, or watch genuine transformations on our social channels.
John Smith
Glasgow
The change in confidence since my Invisalign treatment has changed my life forever!
Edith Kowalski
Erskine
The team at Erskine Dental Care were absolutley amazing from start to finish, couldnt be happier with my smile!
Patrick Ewing
Erskine
I can now smile with confidence since receiving treatment from Erskine Dental Care.
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About the medical reviewer
This content was reviewed by Dr Philip Byrne, BDS, DipImpDent, Principal Dentist and Full Arch Implant Dentist at Erskine Dental Care, Erskine, Scotland.
Dr Philip is a GDC-Registered Dentist (No. 80751) who has been placing dental implants since 2007 and limits his practice exclusively to implant dentistry. He holds a Bachelor of Dental Surgery from the University of Glasgow (2002) and a Postgraduate Diploma in Implant Dentistry from Newcastle University (2018). Dr Byrne is an Associate Fellow of the Association of Dental Implantology (ADI), reflecting his specialist focus in implant and full arch implant dentistry.
Last reviewed: October 2026
